It has long been understood that part of the American Dream is owning your own home. But that dream has become a nightmare for millions of American facing foreclosure at a record level in recent years. Many homeowners experience hardship such as sudden unemployment, divorce or medical emergency causing them to fall behind on mortgage payments. Many homeowners facing foreclosure feel trapped because they owe more than their home’s current value. If you are one of these homeowners, the Law Office of Sofia Guzman, P.A. offers a free initial consultation to help evaluate your specific case, and answer your questions.
Foreclosures in Florida are complex legal proceedings. In Florida, a foreclosure is a type of lawsuit called a suit in equity. The foreclosure suit is tried to the court, meaning that a judge, not a jury, decides the case. Counterclaims, however, are tried separately and can be tried in front of a jury. If you have been served a Summons or Lis Pendens (a notice of a lawsuit) for a foreclosure lawsuit, you only have 20 days to properly file a response with the court and opposing attorney. Do not make the mistake of waiting until the last minute. Simply writing a letter to the court and to the opposing attorney will not stop the foreclosure process, and you may lose rights and your home. A properly defended foreclosure case can often takes a year to eighteen (18) months to reach a final resolution.
If you are facing foreclosure, you need an attorney that understands the foreclosure process and the many defenses available to you. The Law Office of Sofia Guzman, P.A. will be able to assess and evaluate what defenses you may have during the foreclosure process, and aggressively advocate and protect your rights in the foreclosure. During your free initial consultation, we address other alternatives, including loan modification, deed-in-lieu, short sales and bankruptcy. Our law firm never compromises on our commitment to do our best for you and your family. We are on your side!